/* ============================================================
   CARINSCALC DESIGN SYSTEM
   자동차 보험료 계산 정보 플랫폼 — 프리미엄 공용 스타일
   8pt 스케일 · 딥블루 토큰 · Pretendard + Noto Serif KR
   ============================================================ */

:root{
  --c-primary:#1B4B8F;
  --c-primary-600:#245EA8;
  --c-primary-700:#163A6E;
  --c-primary-050:#F2F7FD;
  --c-primary-100:#E8F1FB;
  --c-accent:#4A90D9;
  --c-amber:#F5A623;
  --c-mint:#2FB3A0;
  --c-coral:#E4572E;
  --c-ink:#16283D;
  --c-text:#2A3850;
  --c-muted:#5C6B82;
  --c-bg:#F7F9FC;
  --c-surface:#FFFFFF;
  --c-border:#E3E9F2;
  --c-border-strong:#C9D6E8;

  --radius-sm:8px;
  --radius-md:12px;
  --radius-lg:20px;
  --radius-xl:28px;
  --radius-full:999px;

  --shadow-sm:0 1px 2px rgba(22,40,61,.06),0 2px 6px rgba(22,40,61,.06);
  --shadow-md:0 4px 14px rgba(22,40,61,.08),0 2px 4px rgba(22,40,61,.05);
  --shadow-lg:0 16px 40px rgba(22,40,61,.14);
  --shadow-blue:0 10px 30px rgba(27,75,143,.22);

  --font-sans:"Pretendard Variable","Pretendard",-apple-system,BlinkMacSystemFont,"Noto Sans KR","Apple SD Gothic Neo","Malgun Gothic",sans-serif;
  --font-serif:"Noto Serif KR",Georgia,"Times New Roman",serif;

  --space-1:8px; --space-2:16px; --space-3:24px; --space-4:32px;
  --space-5:40px; --space-6:48px; --space-7:64px; --space-8:80px; --space-9:96px; --space-10:120px;

  --container:1200px;
  --measure:760px;
  --header-h:72px;
  --ease:cubic-bezier(.22,.61,.36,1);
}

*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  font-family:var(--font-sans);
  font-size:16px;
  line-height:1.7;
  color:var(--c-text);
  background:var(--c-bg);
  overflow-x:hidden;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}
img{max-width:100%;height:auto;display:block}
a{color:var(--c-primary);text-decoration:none;transition:color .18s var(--ease)}
a:hover{color:var(--c-primary-600)}
::selection{background:var(--c-primary);color:#fff}
:focus-visible{outline:3px solid var(--c-accent);outline-offset:2px;border-radius:4px}

.container{width:100%;max-width:var(--container);margin:0 auto;padding:0 24px}
.section{padding:var(--space-8) 0}
@media(max-width:900px){.section{padding:56px 0}}

/* ---------- 타이포그래피 ---------- */
h1,h2,h3,h4{color:var(--c-ink);line-height:1.32;font-weight:800;letter-spacing:-.02em;text-wrap:balance}
.serif{font-family:var(--font-serif);font-weight:700}
.lead{font-size:18px;line-height:1.8;color:var(--c-muted)}
@media(max-width:640px){.lead{font-size:16px}}
.kicker{
  display:inline-flex;align-items:center;gap:8px;
  font-size:13px;font-weight:700;letter-spacing:.06em;color:var(--c-primary);
  background:var(--c-primary-100);border:1px solid var(--c-border);
  padding:6px 14px;border-radius:var(--radius-full);margin-bottom:16px;
}
.kicker::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--c-amber)}
.sec-head{margin-bottom:40px}
.sec-head h2{font-size:clamp(26px,3.4vw,38px);margin-bottom:12px}
.sec-head p{max-width:640px}

/* ---------- 버튼 ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  min-height:48px;padding:0 26px;border-radius:var(--radius-full);
  font-family:var(--font-sans);font-size:15px;font-weight:700;letter-spacing:-.01em;
  border:1px solid transparent;cursor:pointer;transition:all .22s var(--ease);
  text-decoration:none;
}
.btn svg{width:18px;height:18px;flex:none}
.btn-primary{background:var(--c-primary);color:#fff;box-shadow:var(--shadow-blue)}
.btn-primary:hover{background:var(--c-primary-600);color:#fff;transform:translateY(-2px);box-shadow:0 14px 34px rgba(27,75,143,.28)}
.btn-outline{background:var(--c-surface);color:var(--c-primary);border-color:var(--c-border-strong)}
.btn-outline:hover{border-color:var(--c-primary);color:var(--c-primary);transform:translateY(-2px)}
.btn-light{background:#fff;color:var(--c-primary)}
.btn-light:hover{background:var(--c-primary-100);color:var(--c-primary-700);transform:translateY(-2px)}
.btn-ghost-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.45)}
.btn-ghost-light:hover{border-color:#fff;color:#fff}

/* ---------- 헤더 ---------- */
.site-header{
  position:sticky;top:0;z-index:100;
  background:rgba(255,255,255,.9);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);
  border-bottom:1px solid var(--c-border);
}
.site-header .container{display:flex;align-items:center;gap:24px;height:var(--header-h)}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;margin-right:auto}
.brand-logo{width:42px;height:42px;flex:none;filter:drop-shadow(0 4px 10px rgba(27,75,143,.25))}
.brand-name{font-size:17px;font-weight:800;color:var(--c-ink);letter-spacing:-.02em;line-height:1.2}
.brand-sub{font-size:11.5px;color:var(--c-muted);font-weight:500;letter-spacing:.02em}
.site-nav{display:flex;align-items:center;gap:4px}
.site-nav a{
  padding:10px 14px;border-radius:var(--radius-sm);font-size:14.5px;font-weight:600;
  color:var(--c-text);
}
.site-nav a:hover{color:var(--c-primary);background:var(--c-primary-050)}
.site-nav .btn{min-height:42px;padding:0 18px;margin-left:8px}
.nav-toggle{
  display:none;width:44px;height:44px;border:1px solid var(--c-border);border-radius:10px;
  background:var(--c-surface);cursor:pointer;align-items:center;justify-content:center;flex-direction:column;gap:5px;
}
.nav-toggle span{display:block;width:20px;height:2px;background:var(--c-ink);border-radius:2px;transition:all .25s var(--ease)}
.nav-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav-toggle[aria-expanded="true"] span:nth-child(2){opacity:0}
.nav-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
@media(max-width:960px){
  .nav-toggle{display:flex}
  .site-nav{
    position:fixed;top:var(--header-h);left:0;right:0;bottom:0;z-index:99;
    flex-direction:column;align-items:stretch;gap:6px;padding:24px;
    background:var(--c-surface);border-top:1px solid var(--c-border);
    transform:translateX(105%);transition:transform .28s var(--ease);
  }
  .site-nav.open{transform:translateX(0)}
  .site-nav a{padding:16px;font-size:16px;border-radius:12px}
  .site-nav a:hover{background:var(--c-primary-050)}
  .site-nav .btn{margin:12px 0 0;min-height:52px}
}

/* ---------- 히어로 ---------- */
.hero{
  position:relative;overflow:hidden;
  background:linear-gradient(150deg,#0F2E5C 0%,var(--c-primary) 52%,var(--c-primary-600) 100%);
  color:#fff;
}
.hero::before{
  content:"";position:absolute;inset:0;pointer-events:none;
  background:
    radial-gradient(640px 340px at 82% 12%,rgba(74,144,217,.35),transparent 60%),
    radial-gradient(520px 300px at 6% 88%,rgba(245,166,35,.16),transparent 60%);
}
.hero-grid{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center;padding:96px 0 104px}
.hero h1{
  color:#fff;font-size:clamp(34px,4.6vw,56px);line-height:1.18;font-weight:800;
  letter-spacing:-.03em;margin-bottom:20px;text-wrap:balance;
}
.hero h1 .serif{color:#FFD479}
.hero .lead{color:rgba(255,255,255,.82);margin-bottom:32px;font-size:18px;line-height:1.85}
.hero-cta{display:flex;gap:12px;flex-wrap:wrap}
.hero-meta{display:flex;gap:24px;margin-top:36px;flex-wrap:wrap}
.hero-meta .hm{display:flex;flex-direction:column;gap:2px}
.hero-meta b{font-size:19px;color:#fff}
.hero-meta span{font-size:12.5px;color:rgba(255,255,255,.65);letter-spacing:.02em}
.hero-visual{position:relative}
.hero-visual .frame{
  border-radius:var(--radius-xl);overflow:hidden;box-shadow:var(--shadow-lg);
  border:1px solid rgba(255,255,255,.18);
}
.hero-visual img{width:100%;aspect-ratio:16/10;object-fit:cover}
.hero-chip{
  position:absolute;bottom:-18px;left:50%;transform:translateX(-50%);
  display:flex;align-items:center;gap:10px;background:#fff;color:var(--c-ink);
  padding:12px 20px;border-radius:var(--radius-full);box-shadow:var(--shadow-lg);
  font-size:13.5px;font-weight:700;white-space:nowrap;
}
.hero-chip .dot{width:8px;height:8px;border-radius:50%;background:var(--c-mint);box-shadow:0 0 0 4px rgba(47,179,160,.18)}
@media(max-width:960px){
  .hero-grid{grid-template-columns:1fr;padding:64px 0 80px;gap:40px}
  .hero-visual{max-width:560px}
}

/* ---------- 캐러셀 ---------- */
.carousel-wrap{position:relative}
.carousel{overflow:hidden;border-radius:var(--radius-xl)}
.carousel-track{display:flex;transition:transform .5s var(--ease)}
.carousel-slide{flex:0 0 100%;min-width:100%}
.carousel-slide .cs-inner{display:grid;grid-template-columns:1.05fr .95fr;gap:40px;align-items:center;background:var(--c-surface);padding:48px;border:1px solid var(--c-border);border-radius:var(--radius-xl);box-shadow:var(--shadow-md)}
.carousel-slide img{border-radius:var(--radius-lg);aspect-ratio:16/9;object-fit:cover;width:100%;box-shadow:var(--shadow-sm)}
.cs-body h3{font-size:clamp(22px,2.6vw,30px);margin-bottom:12px}
.cs-body p{color:var(--c-muted);margin-bottom:20px;max-width:520px}
.cs-tag{display:inline-block;font-size:12.5px;font-weight:700;color:var(--c-primary);background:var(--c-primary-100);padding:6px 12px;border-radius:var(--radius-full);margin-bottom:14px;letter-spacing:.03em}
.cs-points{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:22px}
.cs-points span{font-size:13px;font-weight:600;color:var(--c-ink);background:var(--c-bg);border:1px solid var(--c-border);padding:6px 12px;border-radius:var(--radius-full)}
.carousel-nav{display:flex;justify-content:center;gap:10px;margin-top:22px}
.carousel-dot{width:10px;height:10px;border-radius:50%;border:none;background:var(--c-border-strong);cursor:pointer;transition:all .25s var(--ease);padding:0}
.carousel-dot[aria-current="true"]{background:var(--c-primary);width:28px;border-radius:var(--radius-full)}
.carousel-arrows{display:flex;gap:8px}
.carousel-arrows button{
  width:46px;height:46px;border-radius:50%;border:1px solid var(--c-border-strong);
  background:var(--c-surface);color:var(--c-ink);cursor:pointer;font-size:18px;
  display:flex;align-items:center;justify-content:center;transition:all .2s var(--ease);
}
.carousel-arrows button:hover{background:var(--c-primary);border-color:var(--c-primary);color:#fff}
@media(max-width:900px){
  .carousel-slide .cs-inner{grid-template-columns:1fr;padding:28px}
  .carousel-arrows{display:none}
}

/* ---------- 카드 ---------- */
.card{
  background:var(--c-surface);border:1px solid var(--c-border);border-radius:var(--radius-lg);
  overflow:hidden;display:flex;flex-direction:column;box-shadow:var(--shadow-sm);
  transition:transform .25s var(--ease),box-shadow .25s var(--ease);
}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg)}
.card-thumb{position:relative;aspect-ratio:16/9;overflow:hidden;background:var(--c-primary-050)}
.card-thumb img{width:100%;height:100%;object-fit:cover;transition:transform .45s var(--ease)}
.card:hover .card-thumb img{transform:scale(1.05)}
.card-cat{
  position:absolute;top:14px;left:14px;z-index:2;background:rgba(22,40,61,.82);color:#fff;
  font-size:12px;font-weight:700;padding:6px 12px;border-radius:var(--radius-full);backdrop-filter:blur(6px);
}
.card-body{padding:22px 22px 24px;display:flex;flex-direction:column;flex:1;gap:10px}
.card-body h3{font-size:18px;line-height:1.42;margin:0}
.card-body h3 a{color:var(--c-ink)}
.card-body h3 a:hover{color:var(--c-primary)}
.card-body p{font-size:14px;color:var(--c-muted);display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}
.card-meta{margin-top:auto;display:flex;align-items:center;justify-content:space-between;font-size:12.5px;color:var(--c-muted);border-top:1px solid var(--c-border);padding-top:14px}
.card-meta .go{font-weight:700;color:var(--c-primary);display:inline-flex;align-items:center;gap:4px}
.posts-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
@media(max-width:1024px){.posts-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:640px){.posts-grid{grid-template-columns:1fr}}

/* ---------- 계산원리 섹션(워터폴) ---------- */
.principle{background:var(--c-surface);border:1px solid var(--c-border);border-radius:var(--radius-xl);padding:56px;box-shadow:var(--shadow-md)}
.waterfall{display:flex;align-items:flex-end;justify-content:space-between;gap:14px;padding:16px 6px 0}
.wf-item{flex:1;display:flex;flex-direction:column;align-items:center;gap:12px;min-width:0}
.wf-bar-wrap{width:100%;display:flex;flex-direction:column;justify-content:flex-end;height:220px}
.wf-bar{width:100%;border-radius:10px 10px 4px 4px;background:linear-gradient(180deg,var(--c-accent),var(--c-primary));min-height:14px;transition:height 1s var(--ease)}
.wf-item:nth-child(1) .wf-bar{background:linear-gradient(180deg,#8FB8E8,#4A90D9)}
.wf-item:nth-child(5) .wf-bar{background:linear-gradient(180deg,var(--c-amber),#E08A00)}
.wf-delta{font-size:12px;font-weight:800;color:var(--c-primary)}
.wf-delta.up{color:var(--c-coral)}
.wf-delta.down{color:var(--c-mint)}
.wf-label{font-size:13.5px;font-weight:700;color:var(--c-ink);text-align:center;line-height:1.4}
.wf-note{font-size:12px;color:var(--c-muted);text-align:center;margin-top:20px}
@media(max-width:640px){.principle{padding:32px 20px}.wf-bar-wrap{height:150px}.wf-label{font-size:12px}}

/* ---------- 스텝 / 피처 ---------- */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;counter-reset:step}
.step{
  position:relative;background:var(--c-surface);border:1px solid var(--c-border);border-radius:var(--radius-lg);
  padding:28px 22px 24px;box-shadow:var(--shadow-sm);
}
.step::before{
  counter-increment:step;content:"0" counter(step);
  font-size:13px;font-weight:800;color:var(--c-primary);letter-spacing:.08em;
  display:inline-flex;width:34px;height:34px;align-items:center;justify-content:center;
  background:var(--c-primary-100);border-radius:10px;margin-bottom:16px;
}
.step h3{font-size:16.5px;margin-bottom:8px}
.step p{font-size:13.5px;color:var(--c-muted);line-height:1.65}
@media(max-width:900px){.steps{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){.steps{grid-template-columns:1fr}}

/* ---------- 재무 섹션 ---------- */
.finance-band{
  background:linear-gradient(150deg,#16283D,#1B4B8F);border-radius:var(--radius-xl);color:#fff;
  padding:56px;display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center;overflow:hidden;position:relative;
}
.finance-band h2{color:#fff;font-size:clamp(24px,2.8vw,34px);margin-bottom:14px}
.finance-band p{color:rgba(255,255,255,.8);margin-bottom:24px;font-size:15px;line-height:1.8}
.finance-band .btn{margin-top:8px}
.finance-visual img{border-radius:var(--radius-lg);aspect-ratio:16/9;object-fit:cover;box-shadow:0 20px 50px rgba(0,0,0,.35)}
.mini-search{
  display:flex;gap:8px;background:#fff;padding:6px;border-radius:var(--radius-full);margin-top:20px;max-width:460px;
}
.mini-search input{flex:1;border:none;outline:none;padding:0 18px;font-size:14.5px;font-family:var(--font-sans);color:var(--c-ink);min-height:44px;background:transparent}
.mini-search button{min-height:44px;padding:0 22px;border:none;border-radius:var(--radius-full);background:var(--c-primary);color:#fff;font-weight:700;font-size:14px;cursor:pointer;font-family:var(--font-sans)}
.mini-search button:hover{background:var(--c-primary-600)}
@media(max-width:900px){.finance-band{grid-template-columns:1fr;padding:36px 28px}}

/* ---------- FAQ ---------- */
.faq-list{display:flex;flex-direction:column;gap:12px;max-width:840px}
.faq-item{background:var(--c-surface);border:1px solid var(--c-border);border-radius:var(--radius-md);overflow:hidden}
.faq-q{
  width:100%;display:flex;align-items:center;justify-content:space-between;gap:16px;
  padding:18px 22px;background:none;border:none;cursor:pointer;font-family:var(--font-sans);
  font-size:15.5px;font-weight:700;color:var(--c-ink);text-align:left;
}
.faq-q .icon{width:26px;height:26px;flex:none;border-radius:50%;background:var(--c-primary-100);color:var(--c-primary);display:flex;align-items:center;justify-content:center;font-size:15px;transition:transform .25s var(--ease)}
.faq-item[data-open="true"] .faq-q .icon{transform:rotate(45deg)}
.faq-a{display:none;padding:0 22px 20px;color:var(--c-muted);font-size:14.5px;line-height:1.75}
.faq-item[data-open="true"] .faq-a{display:block}

/* ---------- CTA 밴드 ---------- */
.cta-band{background:var(--c-primary);color:#fff;border-radius:var(--radius-xl);padding:64px 56px;text-align:center;position:relative;overflow:hidden}
.cta-band::before{content:"";position:absolute;inset:0;background:radial-gradient(500px 220px at 20% 0%,rgba(74,144,217,.4),transparent 60%),radial-gradient(420px 240px at 85% 100%,rgba(245,166,35,.18),transparent 60%)}
.cta-band>*{position:relative}
.cta-band h2{color:#fff;font-size:clamp(24px,3vw,34px);margin-bottom:12px}
.cta-band p{color:rgba(255,255,255,.82);max-width:560px;margin:0 auto 28px}
.cta-band .btn{margin:0 6px}
@media(max-width:640px){.cta-band{padding:48px 24px}}

/* ---------- 아티클(글 본문) ---------- */
.post-hero{padding:56px 0 8px}
.post-hero .post-cat{display:inline-block;font-size:13px;font-weight:700;color:var(--c-primary);background:var(--c-primary-100);padding:7px 14px;border-radius:var(--radius-full);margin-bottom:18px}
.post-hero h1{font-size:clamp(28px,3.8vw,42px);max-width:820px;margin-bottom:18px}
.post-hero .post-meta{display:flex;gap:18px;color:var(--c-muted);font-size:13.5px;flex-wrap:wrap}
.post-hero .thumb{margin-top:36px;border-radius:var(--radius-xl);overflow:hidden;box-shadow:var(--shadow-md);max-width:960px}
.post-hero .thumb img{width:100%;aspect-ratio:16/9;object-fit:cover}

.post-content{
  max-width:var(--measure);margin:48px auto 0;padding:0 24px;
}
.post-content>h2{
  font-size:clamp(22px,2.6vw,28px);margin:56px 0 18px;padding-top:8px;
  scroll-margin-top:calc(var(--header-h) + 16px);
}
.post-content>h3{font-size:19px;margin:36px 0 12px}
.post-content p{margin-bottom:20px;font-size:16.5px;line-height:1.85}
.post-content ul,.post-content ol{margin:0 0 24px;padding-left:6px;list-style:none}
.post-content ul li,.post-content ol li{position:relative;padding-left:26px;margin-bottom:10px;font-size:16px;line-height:1.75}
.post-content ul li::before{content:"";position:absolute;left:2px;top:11px;width:8px;height:8px;border-radius:3px;background:var(--c-primary)}
.post-content ol{counter-reset:li}
.post-content ol li{counter-increment:li;padding-left:34px}
.post-content ol li::before{
  content:counter(li);position:absolute;left:0;top:1px;width:24px;height:24px;
  background:var(--c-primary-100);color:var(--c-primary);border-radius:8px;
  font-size:12.5px;font-weight:800;display:flex;align-items:center;justify-content:center;
}
.post-content a{font-weight:600;text-decoration:underline;text-underline-offset:3px;text-decoration-color:var(--c-border-strong)}
.post-content a:hover{text-decoration-color:var(--c-primary)}

.post-content blockquote{
  background:var(--c-primary-050);border-left:4px solid var(--c-primary);
  border-radius:0 var(--radius-md) var(--radius-md) 0;padding:20px 24px;margin:28px 0;
  color:var(--c-ink);font-size:15.5px;line-height:1.75;
}
.post-content blockquote strong{color:var(--c-primary)}

.post-content .callout{
  background:var(--c-surface);border:1px solid var(--c-border);border-left:4px solid var(--c-amber);
  border-radius:var(--radius-md);padding:20px 24px;margin:28px 0;box-shadow:var(--shadow-sm);
}
.post-content .callout .co-t{font-size:13px;font-weight:800;color:var(--c-primary);letter-spacing:.04em;margin-bottom:8px;display:flex;align-items:center;gap:8px}
.post-content .callout p{margin:0 0 8px;font-size:15px}
.post-content .callout p:last-child{margin-bottom:0}

/* 표 */
.post-content table{
  width:100%;border-collapse:separate;border-spacing:0;margin:28px 0;
  border:1px solid var(--c-border);border-radius:var(--radius-md);overflow:hidden;box-shadow:var(--shadow-sm);
  font-size:14.5px;
}
.post-content thead th{
  background:var(--c-ink);color:#fff;text-align:left;padding:13px 16px;font-size:13.5px;font-weight:700;letter-spacing:.01em;
}
.post-content tbody td{padding:12px 16px;border-top:1px solid var(--c-border);vertical-align:top;line-height:1.6}
.post-content tbody tr:nth-child(even){background:var(--c-bg)}
.post-content tbody tr:hover{background:var(--c-primary-050)}
.post-content .tbl-scroll{overflow-x:auto;margin:0 -4px;padding:0 4px}
.post-content .tbl-scroll table{min-width:560px}
@media(max-width:640px){.post-content table{font-size:13px}.post-content thead th,.post-content tbody td{padding:10px 12px}}

/* 인라인 차트 */
.post-content .chart{margin:28px 0;background:var(--c-surface);border:1px solid var(--c-border);border-radius:var(--radius-md);padding:24px;box-shadow:var(--shadow-sm)}
.chart-title{font-size:14px;font-weight:800;color:var(--c-ink);margin-bottom:4px}
.chart-sub{font-size:12.5px;color:var(--c-muted);margin-bottom:18px}
.bar-chart{display:flex;flex-direction:column;gap:14px}
.bar-row{display:grid;grid-template-columns:150px 1fr 92px;gap:14px;align-items:center;font-size:13.5px}
.bar-label{color:var(--c-ink);font-weight:600;text-align:right}
.bar-track{height:26px;background:var(--c-bg);border-radius:8px;overflow:hidden;border:1px solid var(--c-border)}
.bar-fill{height:100%;border-radius:7px;background:linear-gradient(90deg,var(--c-accent),var(--c-primary));width:0;transition:width 1s var(--ease)}
.bar-fill.up{background:linear-gradient(90deg,#E4572E,#F07A4A)}
.bar-fill.down{background:linear-gradient(90deg,#2FB3A0,#56C9B8)}
.bar-val{font-weight:800;color:var(--c-ink)}
@media(max-width:640px){.bar-row{grid-template-columns:100px 1fr 70px;gap:8px;font-size:12.5px}}

.gauge-chart{display:flex;flex-direction:column;gap:20px}
.gauge{display:flex;flex-direction:column;gap:8px}
.gauge-top{display:flex;justify-content:space-between;font-size:13.5px;font-weight:700;color:var(--c-ink)}
.gauge-track{height:14px;background:var(--c-bg);border-radius:var(--radius-full);overflow:hidden;border:1px solid var(--c-border)}
.gauge-fill{height:100%;border-radius:var(--radius-full);background:linear-gradient(90deg,var(--c-mint),var(--c-amber),var(--c-coral));width:0;transition:width 1s var(--ease)}

/* 인포그래픽 이미지 */
.post-content figure{margin:32px 0}
.post-content figure img{border-radius:var(--radius-lg);box-shadow:var(--shadow-md);width:100%}
.post-content figcaption{font-size:13px;color:var(--c-muted);text-align:center;margin-top:10px}

/* 단계 다이어그램 */
.flow-steps{display:flex;flex-direction:column;gap:0;margin:28px 0}
.flow-step{display:flex;gap:16px;align-items:flex-start;position:relative;padding-bottom:26px}
.flow-step:not(:last-child)::after{content:"";position:absolute;left:19px;top:42px;bottom:6px;width:2px;background:var(--c-border)}
.flow-num{width:40px;height:40px;flex:none;border-radius:12px;background:var(--c-primary);color:#fff;font-weight:800;font-size:14px;display:flex;align-items:center;justify-content:center;box-shadow:var(--shadow-blue);z-index:1}
.flow-body h4{font-size:15.5px;margin-bottom:6px}
.flow-body p{font-size:14.5px;color:var(--c-muted);margin:0}

/* TOC (easy-table-of-contents 오버라이드) */
#ez-toc-container{background:var(--c-surface)!important;border:1px solid var(--c-border)!important;border-radius:var(--radius-md)!important;box-shadow:var(--shadow-sm)!important;padding:20px 24px!important;margin:32px 0!important;max-width:100%}
#ez-toc-container .ez-toc-title{font-weight:800!important;color:var(--c-ink)!important;font-size:15px!important}
#ez-toc-container ul{list-style:none!important;margin:10px 0 0!important}
#ez-toc-container ul li{padding-left:0!important;margin-bottom:4px}
#ez-toc-container ul li::before{display:none}
#ez-toc-container a{color:var(--c-text);font-size:14px;text-decoration:none!important}
#ez-toc-container a:hover{color:var(--c-primary)}

/* 관련글 */
.related-wrap{margin-top:24px}
.related-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
@media(max-width:640px){.related-grid{grid-template-columns:1fr}}

/* 고지 박스 */
.post-content .legal-notice{font-size:.85em;color:#777;background:#f8f9fa;border-left:3px solid #cbd5e1;padding:10px 14px;margin-top:2em;border-radius:0 6px 6px 0}
.post-content .legal-notice p{margin:4px 0;font-size:13px;line-height:1.6}
.post-content .ai-notice{font-size:.85em;color:#888;margin-top:2em}

/* ---------- 푸터 ---------- */
.site-footer{background:var(--c-ink);color:#AEB9C9;margin-top:96px}
.footer-top{padding:64px 0 40px;display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:48px}
.footer-brand .brand-name{color:#fff}
.footer-brand p{font-size:13.5px;line-height:1.75;margin-top:14px;max-width:360px}
.footer-col h4{color:#fff;font-size:14.5px;margin-bottom:18px;letter-spacing:.02em}
.footer-col ul{list-style:none}
.footer-col li{margin-bottom:10px}
.footer-col a{color:#AEB9C9;font-size:14px}
.footer-col a:hover{color:#fff}
.footer-legal{
  border-top:1px solid rgba(255,255,255,.1);padding:28px 0 36px;
  font-size:12.5px;color:#8A95A8;line-height:1.75;
}
.footer-legal .lg{display:flex;flex-wrap:wrap;gap:8px 24px;margin-bottom:14px}
.footer-legal .lg a{color:#AEB9C9}
.footer-legal .lg a:hover{color:#fff}
.footer-legal .notice{background:rgba(255,255,255,.05);border-left:3px solid #4A90D9;padding:12px 16px;border-radius:0 8px 8px 0;margin-bottom:14px;color:#B7C2D2}
.footer-copy{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
@media(max-width:900px){.footer-top{grid-template-columns:1fr 1fr;gap:32px}}
@media(max-width:600px){.footer-top{grid-template-columns:1fr}}

/* ---------- 페이지 공통 ---------- */
.page-hero{padding:56px 0 24px;background:linear-gradient(160deg,#F2F7FD,var(--c-bg))}
.page-hero h1{font-size:clamp(28px,3.6vw,40px);margin-bottom:12px}
.page-hero p{max-width:680px;color:var(--c-muted)}
.page-body{max-width:var(--measure);margin:0 auto;padding:48px 24px 0}
.page-body h2{font-size:22px;margin:40px 0 14px}
.page-body p{margin-bottom:18px}
.page-body ul,.page-body ol{padding-left:20px;margin-bottom:18px}

/* ---------- 재무 조회 페이지 ---------- */
.finance-app{
  background:var(--c-surface);border:1px solid var(--c-border);border-radius:var(--radius-xl);
  box-shadow:var(--shadow-md);padding:40px;margin-top:40px;
}
.finance-search{display:flex;gap:10px;max-width:640px}
.finance-search input{
  flex:1;min-height:52px;border:1.5px solid var(--c-border-strong);border-radius:var(--radius-full);
  padding:0 22px;font-size:15.5px;font-family:var(--font-sans);outline:none;color:var(--c-ink);
  transition:border-color .2s var(--ease);
}
.finance-search input:focus{border-color:var(--c-primary)}
.finance-search button{min-height:52px;padding:0 28px;border:none;border-radius:var(--radius-full);background:var(--c-primary);color:#fff;font-weight:700;font-size:15px;cursor:pointer;font-family:var(--font-sans);transition:background .2s}
.finance-search button:hover{background:var(--c-primary-600)}
.finance-search button:disabled{opacity:.6;cursor:wait}
.finance-quick{margin-top:14px;display:flex;flex-wrap:wrap;gap:8px;align-items:center}
.finance-quick span{font-size:13px;color:var(--c-muted)}
.finance-quick button{
  border:1px solid var(--c-border);background:var(--c-bg);color:var(--c-text);font-size:13px;font-weight:600;
  padding:8px 14px;border-radius:var(--radius-full);cursor:pointer;font-family:var(--font-sans);transition:all .2s;
}
.finance-quick button:hover{border-color:var(--c-primary);color:var(--c-primary);background:var(--c-primary-050)}
.finance-result{margin-top:32px}
.finance-status{display:flex;align-items:center;gap:10px;color:var(--c-muted);font-size:14.5px;padding:18px;border:1px dashed var(--c-border-strong);border-radius:var(--radius-md);background:var(--c-bg)}
.finance-status .spinner{width:18px;height:18px;border:3px solid var(--c-border);border-top-color:var(--c-primary);border-radius:50%;animation:spin .8s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
.finance-error{color:var(--c-coral);background:#FDF0EC;border:1px solid #F6CDBF;border-radius:var(--radius-md);padding:16px 20px;font-size:14.5px}
.finance-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-bottom:28px}
.finance-card{background:var(--c-bg);border:1px solid var(--c-border);border-radius:var(--radius-md);padding:20px}
.finance-card .k{font-size:12.5px;color:var(--c-muted);font-weight:600;margin-bottom:6px}
.finance-card .v{font-size:19px;font-weight:800;color:var(--c-ink);letter-spacing:-.01em}
.finance-card .d{font-size:12px;color:var(--c-muted);margin-top:4px}
.finance-card .v.good{color:var(--c-mint)}
.finance-card .v.warn{color:var(--c-coral)}
.finance-co-title{font-size:16px;font-weight:800;color:var(--c-ink);margin-bottom:14px;display:flex;align-items:center;gap:10px;flex-wrap:wrap}
.finance-co-title .code{font-size:12px;color:var(--c-muted);font-weight:600}
.finance-table{overflow-x:auto;border:1px solid var(--c-border);border-radius:var(--radius-md)}
.finance-table table{width:100%;border-collapse:collapse;font-size:14px;min-width:620px}
.finance-table th{background:var(--c-ink);color:#fff;text-align:left;padding:12px 16px;font-size:13px;white-space:nowrap}
.finance-table td{padding:11px 16px;border-top:1px solid var(--c-border)}
.finance-table tr:nth-child(even) td{background:var(--c-bg)}
.finance-note{font-size:12.5px;color:var(--c-muted);margin-top:14px;line-height:1.7}
@media(max-width:760px){.finance-cards{grid-template-columns:1fr 1fr}.finance-app{padding:24px 18px}}

/* ---------- 문의 폼 ---------- */
.contact-form{background:var(--c-surface);border:1px solid var(--c-border);border-radius:var(--radius-xl);box-shadow:var(--shadow-md);padding:40px;max-width:680px;margin-top:40px}
.form-row{margin-bottom:20px}
.form-row label{display:block;font-size:14px;font-weight:700;color:var(--c-ink);margin-bottom:8px}
.form-row label .req{color:var(--c-coral)}
.form-row input,.form-row textarea,.form-row select{
  width:100%;min-height:48px;border:1.5px solid var(--c-border-strong);border-radius:12px;
  padding:10px 16px;font-size:15px;font-family:var(--font-sans);color:var(--c-ink);outline:none;transition:border-color .2s;
}
.form-row textarea{min-height:140px;resize:vertical}
.form-row input:focus,.form-row textarea:focus{border-color:var(--c-primary)}
.consent-box{background:var(--c-bg);border:1px solid var(--c-border);border-radius:12px;padding:18px;margin-bottom:8px;font-size:13.5px;color:var(--c-muted);line-height:1.7}
.consent-box label{display:flex;gap:10px;align-items:flex-start;font-size:14px;font-weight:600;color:var(--c-ink);cursor:pointer}
.consent-box input[type=checkbox]{width:18px;height:18px;margin-top:3px;accent-color:var(--c-primary)}
.form-msg{margin-top:16px;padding:14px 18px;border-radius:12px;font-size:14.5px;display:none}
.form-msg.ok{display:block;background:#EAF7F2;color:#126E4E;border:1px solid #B9E3D2}
.form-msg.err{display:block;background:#FDF0EC;color:#A63D1B;border:1px solid #F6CDBF}

/* ---------- 모션 ---------- */
.reveal{opacity:0;transform:translateY(26px);transition:opacity .6s var(--ease),transform .6s var(--ease)}
.reveal.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){
  *{animation:none!important;transition:none!important;scroll-behavior:auto!important}
  .reveal{opacity:1;transform:none}
}

/* ---------- 유틸 ---------- */
.mt-1{margin-top:var(--space-1)}.mt-2{margin-top:var(--space-2)}.mt-3{margin-top:var(--space-3)}.mt-4{margin-top:var(--space-4)}.mt-5{margin-top:var(--space-5)}
.text-center{text-align:center}
.skip-link{
  position:absolute;left:-999px;top:0;z-index:200;background:var(--c-ink);color:#fff;
  padding:12px 20px;border-radius:0 0 12px 0;font-weight:700;
}
.skip-link:focus{left:0}
.breadcrumbs{font-size:13px;color:var(--c-muted);margin-bottom:16px}
.breadcrumbs a{color:var(--c-muted)}
.breadcrumbs a:hover{color:var(--c-primary)}
.breadcrumbs .sep{margin:0 8px;color:var(--c-border-strong)}
.pagination{display:flex;justify-content:center;gap:8px;margin:48px 0}
.pagination .page-numbers{
  min-width:44px;height:44px;display:inline-flex;align-items:center;justify-content:center;
  border:1px solid var(--c-border);border-radius:12px;background:var(--c-surface);
  color:var(--c-text);font-weight:700;font-size:14px;padding:0 14px;transition:all .2s;
}
.pagination .page-numbers.current{background:var(--c-primary);color:#fff;border-color:var(--c-primary)}
.pagination a:hover{border-color:var(--c-primary);color:var(--c-primary)}
.archive-head{padding:64px 0 8px}
.archive-head h1{font-size:clamp(26px,3.4vw,38px)}

@media(max-width:640px){.hide-m{display:none}}